Showing posts with label Tax Refund. Show all posts
Showing posts with label Tax Refund. Show all posts

Friday, January 25, 2013

We're Back From Our Winter Hiatus!

I'm hoping my winter hiatus is over.  Like most of our tv shows!  We haven't been so much busy here as sick.  Thanksgiving was good.  Our weather was gorgeous, just days before we were having beautiful sunny days in the 70's.  It was a little weird listening to Christmas music while it was so unseasonably warm. 

Oliver and Owynn
Then we all caught super mega awful worst cold ever.  I wonder if it may have been the flu, it was horrendous.  I lost my voice for almost a week and I missed two days of work.  I finally dragged everyone to see the doctor.  Everyone else was fine, but I got antibiotics and man did they help.  Apparently my throat was still all nice and swollen and red.  And then immediately after we all caught the stomach bug.  Ugh!  Christmas was great though!

Oliver, Mommy, and Owynn

  We were all healthy for the week between Christmas and New Year's, but by the time the boys' birthday rolled around we were all sick again.  I succumbed to the cold this past Friday and then on Sunday I managed to severely mess up my stomach.  I finally started feeling better Thursday night.
 The boys are doing much better now too.  I am sooooo ready for Spring and to be healthy again for some sort of extended period of time.   Between work, everything going on at home, and being sick, I just haven't had the time or energy for much of anything else.  I've barely been on the computer, never mind blogging.  On Tuesday I was able to take almost a 3 hour nap after work, it was amazing!

On a happier note John filed our taxes last week.  The company John used holds our filing until the IRS starts accepting them, which was supposed to be on the 30th.  But today John got a text saying that our filing was accepted by the IRS.  OMG! It is such a relief.  I'm really hoping we get our refund soon, we could really really use the money.  I'm thrilled though that they accepted them early.  Tomorrow is Friday and we earned jeans day again, I love jeans Fridays.  And it's Friday!  Yay for the weekend!  I am hoping to try and get some more posts together this weekend for next week. 

Enjoy your weekend!


Friday, December 28, 2012

Woohoo I added a widget! (At least I think that's what I did) and Holiday Wishes

Yay me, I figured out how to add a Facebook like button to my blog!  I am waaay excited now, this is totally a big deal to me!  I am not overly computer savvy and have pretty much been learning about this whole blogging thing as I go.  So please follow me on Facebook, help me feel even more proud of myself.  I would really appreciate it! =)  And it wasn't nearly as hard as I feared it would be.  And bonus, I didn't destroy my site by playing with the HTML!

I have been absent a bit because of the craziness that is the Holidays.  To be politically correct I want to wish everyone Happy Holidays, because I know I have readers of different faiths.  Also Merry Christmas, because this is what we celebrate in our household.  I hope this season has brought your families, happiness, peace, and joy. 

This year I am very thankful for answered prayers, lower levels of stress, the kindness of (near) strangers, our friends and family, and my husband (I don't know what I would do without him).

 I don't really talk about it much, but I have been praying more and attempting to find some sort of faith that works for me.  I'd like to think that my prayers have been heard; there have been several incidents to make me think so.  So thank You! 

To say that our budget has been tight the past 6 or so months would be an understatement.  Lately it's more like what bills can I put off or what can we do without so we have enough money to buy diapers and food.  (I can see our tax refund on the horizon now and I can't wait.)  After months and months of trying John got a job working from home, and his first paycheck literally came just in time.  The fact that he can work from home and choose his hours is pretty amazing.  I am very appreciative of what he has been trying to do for our family.  With his anxiety, I know how hard it can be for him to do this.  I feel like I don't thank him enough.

Even though work has been just ridiculously busy, my stress levels have dropped quite a bit.  I think it's because John is working and even though our budget is still really tight, we have some breathing room.  I am thankful that we can pay our bills and can actually afford to order a pizza every once in awhile now.  (I love you pizza and have missed you more than I realized.)  And our tax refund is so close I can taste it!

Because of our monetary problems we didn't have any money to buy the boys presents this year.  Although I did manage to spend a few dollars here and there on a few little things for them over the past month or two.  I want to thank again our friends, our family, and friends of our family, who helped to make Christmas very special for the boys.  I wish I could show you how their eyes just lit up Christmas morning.  And also thank you guys for helping us through this very rough patch.  Without everyone I don't know how we could have made it.       

Thursday, September 13, 2012

Budgeting for our Tax Refund

With me currently being our only source of income and John staying home taking care of the boys it's safe to assume that we will be getting another tax refund next year.  We have learned a somewhat painful and hard lesson about what NOT to do when you suddenly have extra money.  And yes I am trying to budget already, I don't intend to make the same mistakes that we did this year.  I have been keeping a running list of ideas that I think will save us money.

We spent most of this year's refund on a couple of big ticket items that I let John talk me into (which let me tell you, was really not hard at all) and two trips.  We did renew our Sam's club membership and made a few Sam's runs that did save us quite a bit, plus we've been saving on gas all year.  We bought me a new laptop (my old one was on it's last legs) and a new camera (which I had been asking for since we found out I was pregnant).    My old camera is a basic Kodak point and shoot, which took decent enough pictures, but I knew once we had the boys I wanted something that would take both awesome pictures and videos.  I need HD memories here!  As far as the trips went, we spent a night up in Omaha at a fancy hotel for our anniversary and we took an amazing 3 week road trip to visit my family in NY.  So I can't really regret spending money on what we did, I just wish we had budgeted better and not blown a lot of it on stuff we didn't need (like getting take out way too often).

I am determined now to make next year's refund work for us.  Here are some of my ideas:

1-Immediately take what it will cost to register both of our cars next year and stick it into savings for this purpose ONLY.  We are terrible at trying to save to do this.  You think by now we would have learned. 

2-Our car insurance renews again for another 6 months in February.  Our insurance company gives us a nice discount for paying it in full.  I plan on doing this, that way we save money and we won't have to worry about paying car insurance again until August!

3- Renew Sam's membership and do a lot of shopping there.  This year we bought a GIANT box of trash bags and we still are using them.  We also purchased a big box of dishwasher detergent, we are currently only on our second box of the year.  We purchase our most often used spices there too.  I also want to buy some baking supplies.  Lately I've been searching online for homemade versions of some of our favorite recipes and I find myself going through a lot more flour and sugar.  I found an awesome recipe for homemade pizza dough (Here) which has been saving us quite a bit (yay me!)

4-I AM buying a fast reading digital thermometer for the boys.  It is such a pain to try and take their temperature under their arms with our current one, it seems to take forever.  And they just get mad and squirmy, it's always a fight.

5-Put a chunk into savings after paying all our bills.  We want to have some extra emergency cash on hand so we don't end up in such a financial bind again next year.

I'm also thinking that John and I need to treat ourselves a little bit.  I don't think it will break our budget to have a nice date night out, and we seriously need it for sanity's sake. So here are a few wants.

6- Date Night! I think this is self-explanatory here.

7-A membership to our local zoo.  Well the one in Omaha.  It's consistently ranked as one of the top zoos in the country, they let you bring in your own food and even have a picnic area with a playground, and it's only about an hour away.  If we do it right we'd only be paying for gas each time we went; I like affordable fun family outings!

8-I want toddler sized chairs for the boys.  They love to sit with us in the living room, but they are always trying to climb all over the couch.  I'm hoping with special chairs of their own that maybe they will be less inclined to climb onto the couch.  The problem with the couch is we keep stuff that we use frequently but that they shouldn't play with on the window sill behind the couch and they are always trying to climb up to reach it (and they don't usually have the patience to sit quietly on our laps).  Owynn has also fallen off the couch more times than I can count.  The boy has no fear, and as much as we try, we can't catch him every time.  I've taken to calling Owynn my little monkey because he loves to climb over and onto everything

9-I want to at least be able to take one nice weekend trip to Kansas City.  My husband loves going there, and I know it would mean a lot to him.  We try and go every year over Labor Day, but the past few years between my pregnancy and then our financial problems, we just haven't been able to make it.  But this is a definite want and at the bottom of our monetary to do list.

10- For myself I want to go to a nice salon and get my hair done.  The last time I had it cut was over a year ago, not long after the boys were born. You know though that Mommy usually puts everyone else ahead of her, so we'll see.  But this is my one special want purely for me =)